Life throws us unexpected situations that leave us seeking financial help such as medical expenses, weddings, home improvements and repairs. These can leave anyone strapped for cash and credit cards offering a quick fix but solving the problem due to rising rates and interests. This is where personal loans can provide the help needed for a lasting solution.

Personal loans, also known as “signature loans,” are a form of unsecured debt that can be used for almost anything. Unlike secured loans that are backed by collateral — something of value the lender can repossess if you default on your repayment agreement — unsecured loans are only backed by your promise to repay the loan.

As a result, personal loan lenders rely heavily on your credit score and financial history to determine whether you’re capable of repaying the loan. Other factors such as your income and other debts may influence the amount the lender is willing to lend you and the interest rate it offers.

Personal loan proceeds can be transferred in as little as 48 hours. Moreover, applying for up to $100,000 could take as little as one hour to process your application! So whatever the reason for your funding is, let Genesis Lending Group get to work to get the cash you need!